From The Millionaire Inside
As you can see from our pole results, many of you are concerned with your debt and how to get out of it. Credit card debt can destroy you financially. The major reason is the high interest rate. High interest rates are tied to the quality of your credit report.
A bad credit report is one that contains derogatory comments. Let’s talk about what “derogatory comments” are and a sly way to get them removed. A derogatory comment is an entry on your report that says you are not a good credit risk.
It is a big negative. Most people who are interested in lending to you (or are checking on your character) will look at the derogatory section of the credit report. Some of the most damaging information you will find in the derogatory section of the credit report concerns bankruptcies and foreclosures.
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