The Right Way to Stash Your Cash

By Dan Caplinger

The failure of California bank IndyMac has many savers worried about whether their bank may be next. Images of customers standing in long lines to get their money evoked memories of the big bank runs during the Great Depression.


Back then, being the first in line at your bank could mean the difference between getting your money or losing everything. Yet while modern safeguards protect most depositors in the event of a bank failure, the death of IndyMac gives you a good opportunity to look at your cash holdings and make sure they're contributing their fair share toward your financial success.

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